04/11/2017

My Inability To Purchase Basic Allergy Medicine Shows Everything That’s Wrong With Socialist Health Care

Daniel Horowitz, Conservative Review

Want to know why our health care system, sponsored by venture socialism and crony capitalism, looks like a mini-bar in a hotel room and not like Amazon? Here is my most recent experience with this dysfunctional system, owned and operated by the government or those empowered by government intervention.

My original “Healthy Blue” insurance plan from CareFirst of Maryland for my family of five cost $425 a month, subject to a $5,000 deductible, and covered most doctor visits and generic drugs. I didn’t mind paying the rest out of the pocket, even though those costs were already too high and distorted even before Obamacare. The lower premium was worth it. In came Obamacare and tripled my premium in return for a $13,100 deductible and less coverage!

Thankfully, I’m healthy and my biggest ailment is the dreaded spring hay fever. The over-the-counter drugs and nasal sprays never work, but I got a prescription for Qnasl, which has worked for me in the past. Yet even though I already knew what I needed, I had to schedule an appointment with the allergist to get the prescription, because thanks to state regulations, I couldn’t rely on my visit two years ago and simply phone in this no-brainer prescription.

Thus, I took off time from work to over-utilize health care and charge the card for a visit just to get a prescription I already knew I needed —all for a spray that should be available over the counter anyway. Given that I’m a healthy male in my 30s with nothing to diagnose, the allergist and I did nothing other than talk about the dysfunctional state of America’s socialist health care and how my visit demonstrated the point. After a few minutes of small talk, costing me $40 and the insurance company well over $100, I went off to the pharmacy to fill the prescription. I was in for a surprise.

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